Fully invested over here, except for a rainy day fund that rarely gets touched.

Same as @Lewis here @topowl - around 90% invested in my case because you never know when the market will sell down a good company on a temporary setback or negative sentiment that is not fully supported by facts. However I also tend to take some profits on other companies in those types of situations to free up cash as required to take advantage of opportunities when they arise. I remain mostly fully invested most of the time with my real money portfolios, and almost always fully invested here.

I’m now holding cash for a bizarre reason.. when AR9 released news it had won a contract with the U.S. DoD and subsequently issued a speeding fine / trading halt by the ASX (for no good reason, which stole 4 days of trading momentum).. I thought I’d be cheeky and sold MSV to load up on more AR9 on Strawman, given normal trading rules don’t apply here.. but alas the 20% portfolio cap rule stopped me buying more..

I’m now leaning into my superpower of being a lazy / patient investor.. that and I’ve been on Holiday in Sri Lanka and the Philippines so haven’t found time to build conviction on anything. I’m always watching but only make a move a few times a year.

I currently have a 17% cash holding here on SM following the sale of a few stocks. Truth is, it's just because I haven't got around to reinvesting it yet. That's not the case in real life, where I remain fully invested (and don't have to contend with the 20% weighting cap that we enforce here at Strawman. If that wasn't the case, you could probably guess where it'd go..)

I'll probably just bulk up some smaller holdings for the time being..in fact, I might do that right now!

Presently holding 17% cash but I always hold an elevated amount leading into reporting season to hopefully take advantage of two types of opportunities.

The first one being a company that misses expectations and /or weak guidance. The invariably savage response by the market presents an opportunity if I still believe in the longer term fundamentals.

The second is the complete opposite and occurs when a company beats market expectations and guidance is also strong. I will usually take a long term position if I like the company but if I think the valuation is too excessive I usually buy a trading position as the positive market response usually continues for at least a few weeks after the result.

I like to keep a cash proportion for buying opportunities, the percentage varies, I don't have a strict rule but overall it's been decreasing as a percentage over time. I'm slowly rebuilding my cash postion after I deployed most of it during the Trump Dump.

I'm more or less fully invested here in SM. IRL I have about 10% in cash - the main reason is I sold some Palantir as it's run has been crazy and just wanted to take profits to minimise potential future regret, and have got around to finding somewhere to put it. Well, I have just started buying a bitcoin ETF for more exposure and the nasdaq (NDQ) for diversification.

I may end up just dollar coast averaging into those over the next few months if I don't find an alternative. Or I may just buy some of the hyperscalers directly - Google in particular interests me.

I'm 100% invested and with strike now offering 10% Bitcoin backed loans via AUD, I might even be 150% invested. No, in honesty I think that there's no need to leverage and risk my positions at this point. Despite my maxi feelings.

I have something like 50,000 straw man dollars to invest but I can't put it anywhere because I'm only holding truly two assets, perhaps I'll put that into a property reit in order to symbolise my exposure to property.

Holding 10% cash in real life for the first time in a long time… I know I know I can’t time the market. It kills me though when the market dips (COVID anyone?) and I see opportunities everywhere but no capital to deploy.

I also see real risks that the stock market is ‘priced for perfection’ with respect to

• return on capital (massive amounts) invested in AI
• a likely shock to the US economy from one of 1) trump loading the fed with a loyalist who drops interest rates despite inflation 2) the US falling into recession as a consequence of tariffs 3) a bond market spat relating to the realisation that the US can’t afford its debt

there are always risks of course just seems like such a smiley mood in markets with so many concerns so obvious. Again is it just TINA in a world of fiat currency money printing? Yeah probably, but I remember what happened last time inflation kicked off and it was not kind to my small cap holdings. Whilst I hold for the long term I would love to buy more if the markets mood changes and I feel like that’s a decent chance short term

Thanks for all your thoughts everyone !

Much appreciated...interesting stuff.

Yes, I'm about 11% in cash IRL as I sold out of a thesis busted company....

I hate the idea of falling into the "time the market" trap.....but we're hitting earning season.....

I know, I know....as soon as I try and wait for a dip it will probably do the opposite and shoot for the skies....lol

Am happy to be lazy with my thought process on this over next week and not do anything.

Honestly.....I'd love BTC to take a dip and buy a fair chunk

Hi All,

Reading through this forum makes me feel very lazy lol :)

The words of Peter Lynch ring loud to me here and is why I have always remained 100% invested as each time I think I can do something a bit fancy, I bring up one of his most famous quotes as a reminder: "Far more money has been lost by investors trying to anticipate corrections than has been lost in the corrections themselves." So each quarter (I am to lazy to invest more often) I DCA into my highest convection stocks regardless of what the market is doing. In addition to lazy, I am just not smart enough to try and do anything else.

Re is Bitcoin a holding a weighting in cash: I lean towards the view that Bitcoin is Money and not a currency or cash. What does that mean to me in practice? It is my highest conviction holding, so it is one I always have, and always will, DCA into it.