MaaS - Malware as a service. I think I've heard it all now.
An interesting episode of Darknet Diaries where a Russian criminal creates a recurring revenue business model hosted on the cloud to allow users to steal money from online bank accounts.
https://darknetdiaries.com/episode/111/
If you're looking for a break from investing podcasts and a hint about how this current Russia - Ukraine war is likely being fought behind the scenes (my opinion only) - an even better episode to check out is Stuxnet (I prefer the one by Malicious Life, despite Darknet Diaries being a better podcast)
https://darknetdiaries.com/episode/111/
https://malicious.life/episode/episode-7-stuxnet-part-1/