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-0.7% pa
Since November 2019
12.1%
3 months
18.7%
6 months
23.9%
12 months
Strategy.
Give 50% to the professionals and build it if my 50% under performs.
Build 2 pf. Confident and speculative. The confident pf stocks move into my margin loan over time. Lending MUST be below 20% and paid down to a maximum 5% before more stock is accumulated.
Speculative stocks are also a long term hold. All stocks are bought with an initial small amount to be built on or sold if wrong.