This is part of the transcript from Earlypay's earnings call on 25 August. Does this address your comment @OUTSIDEcapital ?

Grace Fitzsimmons

Thanks, Daniel, and thanks Steve and James. We'll just go to some questions that have been submitted. First one, is there any truth to the rumor that Earlypay has been unable to settle some new deals recently due to lack of access to funding?

Daniel Riley (CEO)

No. But what we have done, though, we've put a limitation on the volume of Equipment Finance loans that we are willing to do as a business. And I think we've reiterated that point through this presentation that we are very confident in the robustness of invoice and trade finance but putting 5-year loans out when trading conditions are uncertain, we don't think is sensible.

And so we have put a limitation on the volume of new business that we're willing to write for Equipment Finance that doesn't relate to Invoice Finance client. So if it's just a stand-alone Equipment Finance transaction without an Invoice Finance customer attached to it, then yes, that's where we're looking very carefully at what sort of volumes we're willing to write.