Perhaps one reason why Plenti can't grow their loan book quick or efficiently enough

Still using credit checking agencies such as Equifax,

While others such as BeforePay are using other data sources to screen applicants

I did hold this in the float. Got out when someone told me this was overvalued in the IPO and saw the share price underperform

Price has not really recovered since..

Not sure about anyone else but I have observed it is taking longer to get my funds matched in Plenti.

Could be macro environment, people feeling stretched during the holiday period or simply more competitive funding options in the lending market?

Fyi: funds got matched today after waiting nearly a month

Put in a small amount of money at the high end in the Flex Market (4.9% v 4.5%) a couple of days ago.

Didn't wait too long for the funds to get matched to a borrower.

People still feeling the pain.

Don't hold shares but do use Plenti to lend some money in the market.