With an SMSF and 20yrs I have fumbled my way most of the time with success. MF led to LH & Joe M to Stawman. My MF support dimmed and am in transition of 'baling out my boat of straw'. After clearing some detritus and brush up on a few ETFs I will redirect my portfolio by way of Strawman osmosis. Follow me Im right behind you suits my personality style !!