Forum Topics MIN MIN Risks

Pinned straw:

Added 3 months ago

Got a feeling I might regret this, but I’ve totally sold out of MIN in my real portfolio. What a ride.

When I bought in a year or two ago, my thesis was that the share price pretty much reflected only the value of the mining services division, and the rest—including the Onslow operation—were like free options. I recognised the risk that the huge, debt-fuelled Onslow expansion could bring the whole thing down, but wasn’t too concerned because of the nature of the debt: bonds with repayments starting in 2027, priced at face value by the market. Having worked in business lending, I believe credit analysts are more rational about risk than equity analysts. And I like investing alongside mavericks. Before learning about his tax avoidance and personal-enrichment antics, Ellison struck me as exactly the kind of founder I wanted to back.

So much has happened since: Ellison’s colourful past came to light; their 150 km road to support Onslow literally crumbled under heavy rain; and yet Onslow is now on track to exceed forecasts and prove Ellison right. With reasonable iron-ore prices, the cashflow should pay down debt before too long. They’re also highly leveraged to a rebound in lithium prices as a low-cost producer.

But a few doubts have crept in, narrowing the margin of safety:

  • Onslow’s structural challenge. No matter what Ellison says, it’s hard to believe that digging lower-grade 57.5% Fe ore, trucking it 150 km, then transferring it ship-to-ship will ever make them more than a marginal producer—vulnerable to even a modest fall in resource prices.
  • Ellison’s red flags. I think I accepted his antics because they emerged gradually, but stepping back, there are a lot of them.
  • The debt load. It’s huge—almost the size of the market cap for much of the time I held the stock—leaving little resilience if anything goes wrong.


Anyway, now that I’ve sold, I reckon I’ll have a heap of spare mental bandwidth. This investment occupied far more of it than it ever deserved

reddogaustin
Added 3 months ago

Thanks for selling @PhilO . Hopefully your individual selling drives a price rally, so I can sell out too! Very kind of you to take the hit for my portfolio.

/sarcasm.

Your points are all valid. I'm holding until 2026 to watch for more green shoots of the thesis holding, but I acknowledge it could backfire!

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PhilO
Added 3 months ago

My selling has a great record of driving price rallies, so you could be onto something!

There’s some serious upside there if things play out so all the best. I was just thinking about it too much.

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Slomo
Added 2 months ago

It sounds like you are selling for the right reasons @PhilO.

The sleep at night test is a key one to pass IMO.

I first bought MIN in 2013 so have followed it for a good while now.

Like you, I've not found it an easy hold but I feel like I have done the work on it and that helped me top up under $15 recently.

Not every stock is suitable for everyone and there have been some recent issues with MIN (mainly governance) that is a clear thesis breach for many.

Using this (or debt, etc) as a filter to keep you out of trouble is a sensible approach that can save you a lot of trouble and worry over time.

Anything that clears your mental bandwidth is a big plus in this game too I reckon.

Good on you for following what sounds like a sensible process aligned to your strategy.

That's your best chance of doing well over the long run and sleeping well between now and then.

Disc: Held.

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PhilO
Added 2 months ago

At half the price, I was willing to lose some sleep over it. But at today’s valuation, when I tally up a rough sum-of-parts across different scenarios and subtract the debt, the margin for error feels tighter than I’d like for the risks and headache. Especially after adjusting my assumptions for the Onslow iron ore business—now applying lower margins considering 57.5% Fe ore and their tendency to quote wet costs which are a few dollars lower per tonne. I’m also a little uneasy about the long term role of the marginal iron ore miner when Rio and BHP can just bring on capacity at a lower price if needed. Originally I was mainly interested in the mining services business and never imagined I’d have to get across all this stuff for what I considered a free option. In saying all that though, there’s some serious upside if the price of iron ore or lithium soars. Great job identifying in 2013 in what would have been the days they were just crushing for other miners. Nobody was talking about them then.

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