@nessy Yep the fundamentals look good: ROE nice growth, debt to equity ok, Net profit Margin in the mid teens. Just the share price has gone nowhere in the last 12 months. The share price trend does not look good. So i am on the side-lines with SDF. I have had better returns on SUN with a lower 'Net profit Margin' of ~10

Yep insurance should out perform, be a strong sector but it has not performed during the interest rate reset we had to have.