Would love to hear anyones bear case for not changing my super from 100% Australian Super growth option to 100% NDQ ETF.

NDQ has averaged 13.56% for the last 15 years.

AusSuper growth option has averaged 8.72% over the same time.

I've got flexibility so will never have to retire during a dip, and frankly AusSuper tracks NDQ pretty closely, but just with higher ups and downs (volatility).

If I started doing this 15 years ago with $100000, the difference would have approx $325k ahead with NDQ.....

I'm 100% on my flexibility to never have to sell on a downturn.

Would really appreciate any thoughts fellas.

Be as hard on the idea as you can.

Oh, I'm 48.

Up 25% for the past 12months and approaching all time highs....

Would love to know anyones thoughts.

No one knows the future but surely trees don't grow to the sky.