Would love to hear anyones bear case for not changing my super from 100% Australian Super growth option to 100% NDQ ETF.
NDQ has averaged 13.56% for the last 15 years.
AusSuper growth option has averaged 8.72% over the same time.
I've got flexibility so will never have to retire during a dip, and frankly AusSuper tracks NDQ pretty closely, but just with higher ups and downs (volatility).
If I started doing this 15 years ago with $100000, the difference would have approx $325k ahead with NDQ.....
I'm 100% on my flexibility to never have to sell on a downturn.
Would really appreciate any thoughts fellas.
Be as hard on the idea as you can.
Oh, I'm 48.