Not sure how i feel, however thought it note worthy, Shares up approximately 18% in the last couple of days, granted; off a low base .

Zip and Google Pay Team Up, Providing Customers and Merchants with Flexible Payment Options at Checkout

Merchants who accept Google Pay online now have the option to offer Zip’s Pay-In-4* at checkout, further enhancing customers' ability to manage their expenses with flexible payments.

December 13, 2023 07:00 AM Eastern Standard Time

NEW YORK--(BUSINESS WIRE)--Zip Co. (ASX: ZIP) today announced a collaboration with Google Pay that will enable merchants in the U.S. who accept Google Pay online to integrate the innovative Zip Pay-In-4* service, issued by WebBank. This integration, scheduled for a pilot launch in January 2024, comes as Buy Now, Pay Later (BNPL) adoption is on the rise, offering consumers enhanced flexibility in their payment choices at checkout.

Full article link below.

https://www.businesswire.com/news/home/20231213099245/en/Zip-and-Google-Pay-Team-Up-Providing-Customers-and-Merchants-with-Flexible-Payment-Options-at-Checkout

Disc : Small holding IRL

My wife and I have ZIP accounts and we use It for small purchases, Birthdays, Anniversaries and other small random Items not in our regular budget.

Yesterday when I logged in to my account, I was greeted with a passive aggressive notification that I could not easily clear Instructing me to Increase my payments to clear balance quicker - Felt like a debt recovery strategy.

I make regular payments, and the balance is gone in no time at all.

I logged in to my wife's account and noticed that her required payment had Increased without notice from $80 to $380.

We all know ZIP has poor debt, however if your ZIP's Strategy is to peruse customers that have good credit, pay early etc to easy their cashflow, this is not a good practice.

In the current environment Imagine if ZIP Increased a vulnerable single parents amount and maybe took the food allowance or rent money without notice.

NOT OK ZIP!!

HY22 Result Update -Another strong quarter from ZIP

Increased revenue - Record transaction volume and an Increase in numbers.

HY22-Results-Update.PDF

Full results 24th February 22

Disc - Hold IRL and SM

Z1P Rebrand continues and some good fiqures.

ZIP Strategic movement into Indian with an Investment in ZestMoney