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In support of @Rick 's post on WBC, Morningstar thave them as the pick of the big 4, for much the same reasoning: ROE should return to 10% by 2024, there is no real comparison between SVB and the WBC loan book, a mortgage delinquency catastrophe is unlikely.
ASX futures are not looking good for trading today (Brace for impact!!) , so this might be the day it drops under $21!!
C